Helping Individuals, Families, & Businesses Save $$$$ On Healthcare Costs!!
Please reach us at Leadership@clearcostmd.com if you cannot find an answer to your question.
ClearCost MD is a direct-to-doctor virtual healthcare membership designed to make everyday healthcare simpler, more convenient, and more affordable. It's a model of healthcare that is simple: just patient and doctor Believe it or not – this actually saves you money in the long run!
Instead of relying on traditional insurance for routine healthcare needs, members pay a straightforward monthly membership fee for access to virtual healthcare services from licensed providers.
There are no waiting rooms and no insurance required to enroll
ClearCost MD is designed for individuals, families, self-employed professionals, independent contractors, gig workers, uninsured individuals, and businesses looking for a more affordable way to access healthcare.
*ClearCost MD is not health insurance.
No. ClearCost MD is not health insurance.
A ClearCost MD membership is designed to help with eligible everyday virtual healthcare needs.
Health insurance may still be important for larger or unexpected medical expenses such as:
ClearCost MD can complement existing insurance or provide an affordable everyday healthcare option for people who are currently uninsured, but it should not be represented as comprehensive health insurance.
ClearCost MD is not health insurance and is not intended to replace Minimum Essential Coverage (MEC) or other health insurance required under applicable state law. ClearCost MD provides direct access to virtual healthcare services and may be used alongside traditional health insurance.
The states with an individual health insurance mandate are California, Massachusetts, New Jersey, Rhode Island, and Vermont, plus Washington, D.C.
Traditional healthcare costs can add up quickly through premiums, deductibles, copays, coinsurance, and urgent care expenses.
ClearCost MD gives members predictable access to everyday virtual healthcare for a straightforward monthly membership fee.
Depending on your membership, benefits may include:
Instead of wondering what a routine healthcare visit may cost, members have a more predictable way to access many everyday healthcare services.
Example: With traditional health insurance you may have a $150/copay to go to urgent care. By using ClearCost MD for virtual urgent the cost is $49/month for unlimited urgent care visits or $59/single visit to urgent care if you aren't enrolled into our monthly membership plan.
By using ClearCost MD instead of traditional health insurance in this urgent care example saves you $111 under our membership plan and $91 under our single visit plan!
*Copays may apply to some services. You will know prior to getting that service if there's a small copay.-
It can be!
Even healthy people occasionally get sick, develop a rash, need a prescription consultation, have a minor injury, or simply need medical guidance.
ClearCost MD gives you convenient virtual access to healthcare when something unexpected happens—without having to start your search for care when you're already sick.
Think of your membership as having convenient healthcare access ready when you need it. Add an answer to this item.
Not exactly.
Traditional concierge medicine can cost thousands of dollars per year and may still bill a patient's health insurance.
ClearCost MD is designed to provide affordable, convenient direct-to-doctor virtual healthcare through a monthly membership.
Our goal is simple: make accessing everyday healthcare easier and more affordable for everyday people and families.Add an answer to this item.
ClearCost MD offers a membership option starting at $49 per month. Coverage includes you plus up to 7 dependents. Pets can be be considered a dependent on the ClearCost MD plan since we do offer Pet Health service.
There is no insurance required to enroll. Visit our Plans & Pricing page for more information!
Limited time offer: Enjoy $3 off monthly member price by using discount code CLEARCOST at checkout!
ClearCost MD provides access to a variety of virtual healthcare services and member benefits, which may include:
These services are offered 24/7 in all 50 states, D.C., and Puerto Rico!
Virtual healthcare can be appropriate for many common healthcare needs, including certain:
A licensed healthcare provider determines whether your condition can appropriately be evaluated or treated virtually.
If your situation requires in-person care, testing, emergency treatment, or a specialist, you may be advised to seek additional care.
ClearCost MD is intended for non-emergency virtual healthcare.
If you are experiencing a medical emergency, call 911 or seek immediate emergency medical attention.
Emergency room visits, hospitalizations, ambulance services, surgeries, and other outside healthcare services are not covered by a ClearCost MD membership.
This is one reason ClearCost MD should not be considered a replacement for comprehensive health insurance.
Because ClearCost MD is fully virtual, members may be able to access care anytime, anywhere 24/7 within the U.S and Puerto Rico. All you need is a phone, computer, laptop, or tablet.
If your condition requires emergency or in-person treatment, you will be advised to seek appropriate local care.
Yes. Protecting patient privacy is extremely important.
Medical information is handled according to applicable privacy and healthcare laws. Information is not simply provided to employers, marketers, or unrelated third parties because you are a ClearCost MD member.
There are circumstances in which information may be disclosed when authorized by you or when disclosure is permitted or required by law.
Please review the applicable privacy policy for complete information about how health information is handled.
ClearCost MD memberships can be canceled anytime.
Please review your membership agreement or contact ClearCost MD for the current cancellation policy, effective date, and any applicable requirements.
ClearCost MD's membership is designed to provide access to covered virtual healthcare services without requiring health insurance to enroll.
This gives uninsured members—and people who already have insurance—another way to access everyday healthcare at an affordable price.
Having health insurance doesn't necessarily mean every healthcare visit is inexpensive or convenient.
You may still face:
ClearCost MD can give you another convenient and more cost-savings way to handle many everyday healthcare needs virtually.
For people with high-deductible plans in particular, a predictable monthly healthcare membership may provide additional value.
When medically appropriate, a licensed provider may prescribe medication following a virtual consultation.
Prescriptions are never guaranteed. The treating provider independently determines whether a medication is clinically appropriate based on your consultation, medical history, applicable laws, and professional medical judgment.
The cost of prescription medication is separate from the ClearCost MD membership fee.
Members may have access to prescription savings or discount programs that can help reduce the cost of eligible medications.
ClearCost MD may provide members access to discount programs for services such as dental, vision, labs, chiropractic care, and more
These are generally discount benefits rather than insurance coverage. Members remain responsible for the applicable cost of services after any available discount.
ClearCost MD was built for ALL people who want healthcare to be simpler, more accessible, and more affordable.
That includes:
Getting started is simple.
Visit ClearCostMD.com, choose the membership option that's right for you, complete your enrollment, and follow the instructions provided to access your membership benefits.
Affordable healthcare. Convenient access. No insurance required to enroll.
ClearCost MD — Better Health. Lower Costs. Real Results.
Yes.
You do not need health insurance to enroll in ClearCost MD.
In fact, ClearCost MD can be especially useful for people who are:
ClearCost MD gives you another option for accessing routine virtual healthcare without relying on insurance for every healthcare need.
Yes.
ClearCost MD offers membership options designed for individuals and families.
Eligible dependents can receive access according to the terms of your membership.
Visit Plans & Pricing section for current dependent eligibility and membership details.
Visit our healthcare blog page that provides articles on these topics!
Yes!
ClearCost MD partners with agencies across the country that have licensed health insurance advisors. We can refer you out to those licensed professionals to help answer your health insurance questions.
If you would like to be connected to a licensed health insurance advisor please email us at leadership@clearcostmd.com
ClearCost MD’s Direct-to-Doctor Care model helps individuals and families better manage everyday healthcare costs by giving members direct virtual access to licensed healthcare providers without having to use traditional health insurance for covered membership services.
Your membership can help you save by providing 24/7 virtual healthcare access for eligible needs, without traditional copays, deductibles, or coinsurance for included services. This can also give you a more affordable option for appropriate healthcare needs before turning to potentially more expensive urgent care or non-emergency ER visits.
Members can also access additional healthcare savings and discount programs, helping reduce certain out-of-pocket costs for everyday care.
Whether you’re uninsured, self-employed, have a high-deductible health plan, or simply want a more affordable way to access healthcare, ClearCost MD gives you and your family another option for controlling healthcare expenses.
Better access. Lower costs. Healthcare built around you and your family.
Actual savings vary based on healthcare utilization and other factors. ClearCost MD is not health insurance
ClearCost MD is NOT health insurance and does NOT replace comprehensive health insurance. ClearCost MD is a virtual healthcare membership designed to provide affordable access to participating virtual healthcare services. Marketplace and traditional health insurance premiums, deductibles, copays, coinsurance, benefits, networks and subsidies vary by individual and plan. ClearCost MD does not cover major medical expenses, hospitalization, emergency care, or other services outside the membership.
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